Employee Benefits
The ability to provide your employees with health benefits that are affordable and comprehensive improves staff recruiting and retention success. Optimum ensures your staff has access to comprehensive and competitively priced benefit plans through our employee benefit administration programs.
Through this service, we offer:
- Online employee self-service enrollment and benefits management
- Full benefits administration
- Health benefits, including major medical coverage, dental, vision, life and disability insurance, and prescription drug coverage
- Health savings accounts/high deductible health plans, which enable employees to set aside pre-tax income in an investment account to pay future medical expenses
- Flexible spending accounts, which allow employees to allocate pre-tax income for certain dependent care and medical expenses
- Voluntary benefits, including group universal life insurance. long-term care insurance, accidental death and dismemberment coverage and legal services
- Employee discounts on thousands of premium products and services
- Section 125 cafeteria-style plan
- COBRA/HIPAA administration